Is Your Car Insured While Being Transported in New Zealand?

Is your car insured? Moving to another town in New Zealand, purchasing a car from another city and relocating for work are common reasons for car transport NZ, but the one thing you may need to know is – is your car insured while in transit? Car transport insurance NZ has the low down!

Does Car Transport Insurance Cover Your Vehicle?

Car transportation companies have trucks and equipment that help to safely transfer vehicles from one point to another. It is not an everyday occurrence for accidents, bad weather, or other mishaps to happen while on the road.

Inquire with the transportation provider as to how it has insured itself and what coverage the car has when booking the service. Do not presume that every booking will carry the car fully insured against all damage.

Familiarising yourself with the company’s terms and conditions will enable you to assess what type of protection you will receive, and whether to purchase cover elsewhere.

What Does Vehicle Transport Insurance Usually Cover?

Vehicle transport insurance may provide coverage for some of the risks involved with transportation. What coverage is available may vary based on what insurance coverage you carry, the vehicle transporter, and how you were affected.

Depending on policy terms cover may include:

• Accidental damage occurring during loading or unloading.
• Damage resulting from a transport-related accident.
• Specific loss or damage sustained while the car is being transported.
• Other specific risks listed in the insurance policy.

However, exclusions, excess payments, vehicle condition and claim requirements can all be different. Be sure to ask for full details of the cover before you go ahead with your booking.

Is Your Car Covered Against Damage During Transport?

When vehicles are transported there is always the risk of damage occurring while in transit. For the most part you can rest assured that damage is covered by professional transport companies, but what should you do in the event of damage?

Take photos of the outside, inside, wheels, and any scratches or dents of your vehicle prior to delivery. Document the condition and walk through the inspection with the transport driver.

Once your car is at its destination, examine the vehicle thoroughly to see if any new damages have been done during transit. If you discover any damages, call the shipping company and follow up on what you need to do.

What Should You Check Before Booking Insured Car Transport?

The necessity for insured car transport services doesn’t end with comparision of prices. You need to be informed about the extent of coverage and the responsibilities of both the buyer and seller.

Here are several questions you need to be asking:

• Is the vehicle transport company insured to move vehicles?
• What damages are covered and what exclusions are there?
• Is there an additional cost payable on a claim?
• “Are non-drivable, modified or expensive cars covered in the same way?”
• What are the documents I must submit when I report damage?

If you are insured with comprehensive coverage, check with your insurer if your current policy offers any coverage for the transport of professionals.

Likewise, inquire about car carrier insurance NZ and if you will be having any complaints of the transporter in dealing with claims.

Choose a Reliable Vehicle Transport Company in New Zealand

Picking a skilled transporter can take the hassle out of moving your vehicle Moving your car is much easier with an experienced transporter. Choose a company that provides clear communication and straightforward pricing.

Their transport services: Their car Transport NZ Ltd (CTNL) provides door to door car transport all over the country, and there are depots available throughout Auckland, and Christchurch, with weekly runs. They provide on request an instant quote for applicable vehicles or a custom quote.

Conclusion

Before you even send your car via the vehicle transportation service, be sure to know about the insurance coverage, exclusion, as well as claims process.

Get a quick quote online for your car transport needs today with CTNL, or call us directly on 0800 286 569 to have your queries answered. As long as you clarify which insurance plan applies before making your reservation, you can prepare for the transfer of your car more precisely.